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Mortgage Loan Services
Mortgage loan services provide essential financial solutions for individuals looking to purchase a home, refinance an existing mortgage, or tap into home equity. Mortgage loans are also synonymously called loans against property, taken against an asset (property/real estate) to avail funds. The asset could be an immovable asset such as a house, or commercial property, offered as collateral to the lender (bank). Loanwalas offers best mortgage loan services designed to meet the diverse financial needs of our clients.
Mortgage Loans Made Easy with Loanwalas
At Loanwalas, we understand that securing the right financial support is essential for achieving your homeownership dreams. We specialize in helping individuals and families obtain the mortgage financing they need. Whether you are looking to purchase your first home, upgrade to a larger property, or refinance your existing mortgage, our range of best mortgage loan services is designed to meet your needs. We are among the top mortgage loan provider in India, offering personalized services and competitive rates. We offer streamlined solutions for securing a mortgage loan without documents, making the process faster and more convenient for you.
Why Choose Loanwalas?
Expertise and Experience: At Loanwalas, we have a team of experienced professionals who understand the complexities of mortgage loans in India. Our experts work tirelessly to provide you with personalized advice and solutions tailored to your unique financial situation.
Wide Range of Loan Options: We offer a variety of mortgage loan services to suit different needs and budgets. From fixed-rate mortgages to adjustable-rate mortgages, we have something for everyone. Our goal is to help you find the best mortgage loan provider in India that matches your requirements.
Simplified Process: Applying for a mortgage loan can often be a challenging task. At Loanwalas, we simplify the process so you can apply for a mortgage loan online with ease. Our online application system allows you to complete the entire process from the comfort of your home.
Benefits Of Mortgage loan Services
- This loan is available for both salaried and self-employed individuals.
- You can either apply for the loan individually or jointly with a co-applicant.
- The documentation is hassle-free with minimal requirements and you can expect a quick disbursal of the loan
Types of Mortgage Loans
There are five main kinds of mortgages, each with their own benefits and features.
Conventional loan: Best for borrowers with good credit scores
Jumbo loan: Best for borrowers with good credit looking to buy a more expensive home
Government-backed loan: Best for borrowers with lower credit scores and minimal cash for a down payment
Fixed-rate mortgage: Best for borrowers who’d prefer a predictable, set monthly payment for the duration of the loan
Adjustable-rate mortgage: Best for borrowers who aren’t planning to stay in the home for an extended period, prefer lower payments in the short term or are comfortable with possibly having to pay more in the future
Documents Required
– ID Proof (Aadhaar, PAN, etc.)
– Income Proof (Salary Slip, Form 16, etc.)
– Address Proof (Utility Bills, etc.)
– Bank Statements (last 6 months)
– Property Documents (title deed, etc
Eligibility Criteria
– Age: 21-60 years
– Income: ₹15,000 per month (minimum)
– Credit Score: 650 (minimum)
– Employment: Salaried or self-employed
-Property: The property to be mortgaged should be legally valid.
How to Apply for Mortgage Loan Online with Loanwalas
Step 1: Visit Our Website
Go to our website and navigate to the Mortgage Loan section.
Step 2: Fill Out the Application Form
Complete the online application form with your personal and financial details. To prevent processing delays, make sure the information you provide is accurate.
Step 3: Upload Necessary Documents
Submit the required documents online. If you prefer a mortgage loan with fewer document requirements, contact our team for alternative options.
Step 4: Get Approval
Once we receive your application, our team will review it and get back to you with the approval status. If any additional information is needed, we will guide you through the next steps.
Step 5: Disbursement of Funds
After approval, the loan amount will be disbursed to your bank account. You can then use these funds to purchase your dream home or refinance your existing mortgage.
Contact Us
At Loanwalas, we are one of the best mortgage loan providers in India making the process as smooth as possible. Apply for mortgage loan online with us today and turn your dream of owning a home into reality! For personalized assistance and to explore the best mortgage loan options tailored to your needs, contact us at Loanwalas today!
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frequently asked questions
Yes. All applicants must submit bank statements as part of the financial mortgage loan documents. Salaried individuals must submit bank statements for the last 3 months, whereas self-employed persons and firms/companies, must submit bank account statements for the last 6 months.
The paperwork needed to process the loan must be submitted during the application. If you apply at a branch, you will need to submit it then or you can upload it digitally when applying online.
Yes. The income documents required for a LAP loan for a firm or company include ITR for the last 2 years, GST returns, P&L statement, and the balance sheet of the past 2 years.
- Pledge a high-value collateral
- Maintain steady income
- Have an excellent credit score
- Ensure to have all the property-related paperwork in order